The Uncommon Man Project

EP20: Unlocking Financial Freedom: Paul Holland on Crypto Investing & Wealth Building

• Episode 20

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In this episode of The Uncommon Man Project Podcast, host Josh speaks with Paul Holland, a seasoned crypto investor, marketer, and entrepreneur with a wealth of life experience. Paul shares his journey of financial highs and lows, offering listeners insights into building true financial sovereignty through crypto and the mindset shifts required to succeed in this rapidly evolving space. They discuss everything from timing the market cycles to long-term wealth strategies and overcoming limiting beliefs. Tune in to learn how to navigate the crypto world with caution, avoid common pitfalls, and make better financial decisions for a secure and independent future.

3 Tangible Takeaways for Listeners

  1. Understand Market Cycles – Learn the importance of timing and how understanding crypto’s natural cycles can help you make informed investment choices.
  2. Avoid Common Pitfalls – Paul highlights common mistakes in crypto, like fear-driven decisions and over-leveraging, and shares strategies to build a resilient wealth mindset.
  3. Build Long-Term Wealth Mindsets – Discover actionable ways to shift your focus from quick wins to sustainable growth, empowering you to achieve true financial freedom.

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welcome to another episode of the Uncommon Man podcast
where we help men
create and live a clear vision for their lives
learn the secrets hidden in their own power
that enables them to lead naturally
mastering confident communication
or cultivating a magnetic personality
that inspires others to follow
and to fall in love with the life
they knew they could always have
but felt like something was tripping them up
today guys
I have Paul Holland with me
I am so excited to have them here
you were going to learn a bunch of things today
around investments how to make more money
the best time to invest how to avoid the mistakes
and optimise the opportunities in crypto
and how do you become a sovereign individual
and create your own safety and security
not offered by the government
Paul welcome mate
thank you so much for your time today
really excited to have you here
and before we kinda dive into these things
and people can walk away with some real resources
can you just share a little bit about yourself
but what brought you into the space
because the space is still young
in the terms of investments
and investing and what's life
I guess been like for you over the last 10 to 15 years
while this is
while crypto has been kind of finding its feet
yeah cool
hey Josh
thank you for for having me here
I'm really excited to actually have the chat
um and hopefully bring some good value to the audience
um which is
you know always exciting to do um
Crypto's been an adventure
it's been a it's been a journey
uh for me
it's been uh
nearly eight years now since I was uh
first introduced to crypto
and my
my journey within crypto has taken many forms
it's taken the form of the investor
uh I have worked on crypto projects as a marketer
um I have started startups in the crypto space
um a couple of different startups in the
in the crypto space and how to go at those
so it's been over the last
certainly over the last five years
it's been this full time
all encompassing immersive thing that's really
I don't know I mean
it's created incredible results
uh it's allowed me to change so many things in my life
um not just financially
but in terms of uh lifestyle
living arrangements relationships
friends etcetera
um and
it's something that appealed to me
when I first got involved
cause I worked in the banking system
when I first got out of school
I worked for the bank of New Zealand
and the stuff in the banks today
that's the same as it was in the 1990s
like it hasn't changed
so one of the first things that in
excited me about crypto
other than the ability to make money
was seeing how the technology could change
and how it could give us that opportunity
use the word sovereign
how to be sovereign of your own wealth
that was what really excited me
as how I could actually use crypto as a tool for that
mate you
you're not the first face that would come up
when somebody thinks about crypto
they think of the bitcoin bad boys
you know rolling around multiple Lambos
barely got facial hair you know
the scammers of the world
all these sorts of things
what has been your journey through
you know I know you've had some challenges in your past
around money what's been your journey through business
wealth development wealth loss
all those sorts of things
yeah for sure
I mean over the years I've
I've done many different things
I I worked in banking
as I said I worked in television uh
work behind the scenes on Lord of the rings
and King Kong
or Peter Jackson's big films back in the late 90s
early 2 uh
I've sold business coaching franchises
I've had a telecommunications business
I had an importing business
ultimately I came back to marketing to uh
to video cause that was my core skill set
which LED to marketing so I've had all of these things
but as you said I've
I've had some challenges uh
along the way um
2,009 I
or 2000 yeah
2,009 I got divorced
uh I had a business fail uh
I had a bunch of stupid debt
I had debt associated with the business
I had credit card debt
I had car loans etcetera
and I found myself in this awful position
trying to dig my way out of this whole uh
that I'd created for myself
uh at the time
I might have said that other people had
had stuff to do with it come to recognise that
that's not a productive or helpful attitude
it was all my own doing um
and I ended up bankrupt I ended up um
having to go bankrupt uh
to just try and get ahead
and at the time that I went bankrupt um
of course the the debt to the bank
and all of those sort of things were taken care of
but
in the process of trying to dig myself out of the hole
uh I'd actually borrowed money from uh
my family uh
my parents uh
and in the business that was failing
I borrowed money from my closest childhood friend
so at the time that I went bankrupt
I still owed 150 grand to my parents and my best mate
so bankruptcy
yeah not something I would recommend or anyone and uh
certainly wasn't the fix to all the problems
but you know
did I learnt a lot from it
but it then put me in a space where I'm like okay
I've eliminated some of the financial trauma
but I still you know
I'm not walking away from the obligation to my family
and my closest friend that's not who I am uh
so it took me another decade to dig my way out
you know of that whole uh
a lot of the time
living week to week within those businesses
in voice to invoice yeah
get behind on the rent and go
it's alright when this customer pays that invoice
I know I can pay the rent and pay this Bill
and when that invoice gets paid
I know I can pay this and this um
so yeah
so I sorta had that journey and that experience of
of the stress
the health issues that came with it from the stress
uh etcetera
and then just time and time and working at it
and constant focus to get back to that point
where I managed to pay back my parents and
and my mate
uh and get myself to zero again uh
which was sort of 2018 at that point
so six six years ago uh
and at that point I was 46 years old
um starting again from zero
so you know
not a great space to be in
but many lessons learnt along the way
and that
that's it it's a
it's not a it's not a unique story
lots of men and people experience that
and it's not a nice place to be
and I'm so man
I'm so happy to hear that you've come out the other end
with just yeah
life experience and what you're doing with
using that to help so many other people
with
with this and can you give me some idea of what is the
what are the kind of experiences or problems
or journey is that people who come into your world to
to get your services what are they coming in with
it's a great question um
because people come from various differences
from places
but what I would say is the overall theme is it
they want control over their own wealth
they want to
feel like they've got control over their own money
over their own destiny over their own future
and they see crypto as a an opportunity to do that
which I 100% you know
agree with it's absolutely a great leveler in terms of
what people can achieve with it um
it's brought with danger I mean
it's it's incredibly high risk uh
I've seen people do ridiculous things
uh you know
I've seen people take mortgages on their house
and throw money into the market at the top of a cycle
um and despite everyone
you know
what everyone for me and some others say don't do it
don't do it don't do it
you know
they just do it anyway because the greed and the fear
uh sorry
the greed and the excitement takes over
and they see it going up and think
it's gonna continue forever
and you know
so people make these mistakes
so this the
the space can be fought with danger
but approached with uh the right attitude
the right guidance and a system
then it can definitely you know
be incredibly profitable
and incredibly life changing for people
but people are aware that our world is changing
you know our parents
our grandparents
grew up in a generation where you got a job
you work you got your gold watch and your pension
and the way you went you know
that pension could have come from the company
you worked for
or more recently from the government in terms of
you know the government pension or
or what have you but that's going away
you know our governments are getting poorer and poorer
they're less able to afford to run the ever
increasingly expensive country
in expenses if you look at
you know
a country as a business that has income in expenses
the income comes from taxation
the expenses are the roads
the hospitals the schools
the the welfare state etcetera
we're in a situation now um New Zealand
Australia sort of specifically
where we have an aging population
so you've got a reducing tax payer base
so essentially the government income is shrinking
so what do they do well
they introduce new taxes they introduce GST years ago
bump the GST up they introduce taxes on this
taxes on alcohol taxes on fuel
taxes on food to try and keep the income going up
on the other side
everything's getting more expensive to run
levels of bureaucracy
that they're trying to get a pothole fixed
I hate
what it would think
to actually price out the repair of a pothole
well that keeps going up
you've got more and more people now
on benefits of one sort or the other
which is an important part of society
and then I'm not saying they shouldn't be there
but it's gotta be managed well
you know
because you've got this increasing expense space
this reducing income base
governments aren't able to afford it
so uh
I know here
we've seen the pensionage raise from 65 to 67
here being Australia yep
um I imagine in the next few years
we'll see it bump to 70
and then at some point we'll bump to 75
um you know
by the time I get there I mean
I'm not going to need it or rely on it
there may be something there
but by the time my kids get there
no shot no shot of the government looking after you
so you need to be you know
becoming sovereign over your own wealth
and that's the long winded answer to your question
but people coming to me that's what they're looking for
is they're looking for this opportunity to accelerate
how they can have some
some freedom and some control and some certainty uh
in their future I look at those two words
pension and retirement and I'm like
they won't even exist in the dictionary
by the time I get there I'm 39 now
I'm like mate you
you dreamin
it's just not gonna be a thing not handle
it's interesting
you mentioned early before we chatted is just yet
it's it's fraught with danger
but one of the most beautiful things about crypto
is that you can start at a dollar
fifty cents at you know
it's so low we're
Australia and New Zealand are very much the same
in terms of their mentality about what
I've gotta buy property that's how I'm gonna get ahead
and we've got lots of exit
we call them accidental millionaires up here
lots of really good chippies who you know
found a piece of land built their own house
and then they sold it like okay
I think I just became a millionaire
I might I might do that again and again and again
or parents who happened to buy property
and then it was $35,000 to buy
and now it's worth over 2 mil yeah
like that's crazy
I get that good luck getting into the market that yeah
and there's all things we can talk about there
but the reality is that it's very
very hard to enter yet crypto
although brought with danger
which only comes with our own mindset
which I want you to talk about
of how you manage that as well
but it offers something so amazing such easy access
what do you say to people who are of that mindset
of just like well
it's just filled with scams
it's too complicated I'm just gonna lose all my money
it's too hard yeah cool
it's a great question
cause there's a lot of people that do have that belief
you know they're like
crypto's a Ponzi scheme Crypto's a scam
I mean first off
it's not okay
it's a new form of asset that we've never had before
and like any new technology
it's always greeted with trepidation and
things like that uh
my good mate my business partner
Roscoe Patterson
who I know you've had on the pod as well
he tells this great story about
when the automobile came out
I think in the UK
they used to have someone run along in front of it
with a flag so you had
your car
used to have someone running along in front of
you with a flag to warn people
there was a car coming
right so when a new technology emerges
it's always met with you know
this thing there are a lot of scams
there are a lot of scammers
as with any new space there's lot of opportunities
but but what I tell people about that is that
crypto itself is not inherently good or bad
it's just a thing right
it's it's like anything money is not good or bad
it's just a thing it's how you approach it
and you made the comment before that
I'm probably not the typical guy
people picture when you think about a crypto educator
and it's so funny because
you know I go on YouTube and I look at some of these
the crypto bros as they call them
yeah cringe
I'm just like it's so not who I am
you know uh
I was on a call recently uh
in a coaching program that I'm in with a mentor
and we're talking about content creating
and things like that because I'm doing more of it now
and he's like oh
you heard of this guy you should go check him out
he's doing really good stuff
and he put it on YouTube and yeah
Lambos and penthouses and I'm just like
oh it's just
oh my God you know
those guys have their place
some of them do a great job
some of them are awful yeah
but that's so not who I am
I'm obviously older than those guys
I approach crypto from a long term wealth perspective
um one of the things we were talking about offline
is just the
the idea of doing the slow and dumb
and boring things to to build wealth
I remember my mother um
telling me when I got my first job
you know mum and dad
didn't impart a lot of wealth education on me
because of their generation
they didn't have it but I remember my mum saying
save 10% of everything you make now
if I've just done that one thing
just that for the last 30 years
he's like you know
life would be different um
so it's thinking
about crypto from a long term wealth point of view
thinking it as a tool to add to your arsenal
I mean yes
property is great if you're in the market
if you're able to get the market
there's ways to get exposure to property now with like
fractional ownership and things that
without owning an entire house
but you've got the sharemarket and things like that
but you've also now got crypto
and crypto just the way it works
if you're being smart about it
if you understand the cycles
does give you that opportunity to accelerate uh
that growth and
and the gains you can make towards personal wealth
but you do need to be smart about it for sure
now I'll be one of the well
I'd say the first
but I was definitely the last to put my hand up and say
holy shit getting into crypto
there was so much greed and so much FOMO
and man did I make some money
and man did I lose some this money
holy shit like yeah
the experience still haunts me
what do you what do people say when they come
does anybody come to you and say it's too late
we've missed the boom I think
I'm not gonna make the returns that I could have
I don't get a lot of that
but I do I do get people saying
you know is it gonna keep doing what it's always done
and I don't know like no one can know we
we don't crystal wall um
the big moonshots like you know
buying bitcoin for $2 and now it's worth 60 grand
like that that doesn't happen regularly
you still get some of those opportunities
but now they're by fluke than
you know anything you like the meme coin thing
like right now
the phase of the cycle
wherein crypto moves in a four year cycle
so you'll have a big upmarket
which I think we're about to experience right now
but then you'll have a year where it crashes back down
and it'll come down 80% 90% uh
and then you'll have a couple of years where it sort of
accumulates and grows
and then you start to get into the growth phase again
and at the same time
in the last cycle as to where we are right now
we saw the same thing which was the meme coins
um so last time you had um
dogecoin and shibarino and things like that
now you've got all these new meme coins
and yeah if you bought one of those at the right moment
you could turn 100 bucks into
tens of thousands of dollars
but it's luck right
there's no skill involved in that
it's just pure luck
and you're just as likely to lose your money
as you are to make it
so I don't tend to get people coming to me saying
oh have we missed the boat
but they're like how do we yeah
is it gonna keep doing it do how do we take advantage
and that's where I sorta say
you have to understand the cycles
you have to understand the cycle
you have to understand where we are in the cycle
because there are the way that I teach crypto um
there's different things that you do
at different times in the cycle
like right now as we talk
it's October 2024
I think we're about to go into a Bull Run
so now you wanna be holding tokens
you know the certain tokens that you wanna be holding
because if we run up over the next 12 months
then you know
there's gonna be a vast majority of the hard work done
but then you've got three years until it happens again
so what are you doing that three years
and this is where crypto is
a broader industry is really exciting
because you've got
the avenue that we call decentralized finance
or Defi which allows you as an investor
to do things that typically
you would have needed a bank or a broker
to to do before
whereas you can do them yourself now
so you can
essentially lend out money and earn interest on it
you know so you can earn yield um
on on your crypto and
and that can easily be at the bottom end
you can easily earn 8 to 10% a year
when the bank's giving you two or three
and that's not keeping up with inflation so easily
you can do that
but then you can look at different ways doing it
which come with much higher levels of risk
but I mean I
right now
I think I made 6% overnight on a yield position
yeah um
so that's the sort of stuff you can do
the market doesn't have to be shooting up all the time
for you to be profiting in crypto
but you need to understand all the tools and
and things you can do to be able to profit from it
and how would you help a guy like the old me
who comes in greedy as anything
got the phone on
how do you help me regulate my mindset
and understand what I should be doing
and what I should be looking out for
yeah cool
it's a great question actually
because you do yeah
you do need to regulate your mindset
the first thing that I do is I
I try and help people understand that crypto
to me is as valid an asset class as anything else right
we've grown up with property and shares um
precious metals
and then if you wanna go outside of that
you could go find art if you knew anything about it
you know yeah
don't but you can invest in those sort of things
crypto has had the sort of new kid on the block
make quick money become a millionaire
buy a Lambo kind of mentality
whereas to me it's not
it's a new version of property or gold or shares
it's just a new tool that's available to us
so you don't have to get rich overnight
you know and I
encourage people
not to think about their crypto wealth
as part of their everyday money
like do your job run your business
focus on those things
look at how you can add more value
you know if you're an employee
how can you add more value to your employer
so that you can get promoted
get a pay rise etcetera
if you're running a business
how can you improve the business
how can you grow the business that pays your bills
day to day you know
crypto
especially when you're first getting involved
something to look at for long term investment right
that's for your financial future
now that doesn't have to be 30 years in the future
that could be two years in the future
could be three years in the future
depending where you are on your journey
but the first thing is really
just to think about your time frames okay
so many people rush into stuff thinking
I've got to get rich now and time's running out
and I had a really interesting experience recently
which gave me a really big reset on time and that um
my wife has an uncle who's 91 years old
and he's a total legend he rides his pushy uh
30 K's every morning he's out riding his bike
loves a beer loves a whiskey
loves tinkering in the shed
just active sharp as attack
you know have a good conversation
tell a joke just an all around legend
and I just had this really great conversation with him
and I was driving home and I just was thinking wow 91
you know I did the math
and I figured out he's 39 years older than I am
like oh
that's cool
and then I worked out that 39 years ago I was thirteen
and it just hit me in the face that my entire life
everything I've ever done in my entire life
through high school every job I've ever had
all the travel I've ever done
all of those experiences that amount of time
I've got all of that all over again in front of me
just to get to where he is now
you know godwilling
healthwilling
making sure looking after our
our body and our mind
as well as our finances and things like that
you know I'll get to 91 and
and well beyond but that amount of time is incredible
so I've got a business that produces income for me
all my bills are covered I live a good lifestyle
you know I get to do some cool shit
I get to travel and things like that
I don't need
my immediate wealth to be ready for me tomorrow
so helping people understand that time frame
and that path
I think really helps with that regulation of
of the emotions that you're asking about
no they honestly
that's so important for a
for a guy who considers himself pretty aware
made some dumb mistakes oh wow
don't we all man
don't we all just classic
what is this like
what is the journey look like for somebody
you know onboarding through what you do
yeah um
so coming in if someone wants to come into our training
we run uh
a training that's called Wealth Farm at the moment
that may change but
but essentially we have a
it's an online training with a bunch of modules
so people come in they study
and those modules
run them through everything about crypto
so the basics of understanding what is a blockchain
what is crypto yeah
what is a gas token etcetera
uh and then we walk through the different ways that
yeah I believe you make money in crypto
which is the the defo stuff we were talking about
so earning yield and lower risk long term ways and then
and higher risk high yield ways
we look at some uh
trading strategies um
around how you can know when to buy and sell
what are some indicators
and I'm not talking super complicated read the charts
like I'm not teaching people how to be a
was being day trader that's again
not our thing
I'm teaching people how to look for patterns
and the chart look for some simple sort of stuff
and then
probably one of the most important things that we
teach in there as we talk about categories of coins
because there are so many different cryptos now
like there is thousands appearing all the time
you know everyday
there's probably thousands more more coins appearing
so we're teaching people how to make an assessment of
um of a coin because if you
you go down to the pub and your mate says
oh you know
I just bought some milk coin or whatever random
you know name they came up with
you should get into it
how are you meant to make an assessment of that right
if I said to you uh
you know I bought some shares and Fletcher Building
you can go okay
well Fletcher building a huge
they're building all of these massive skyscrapers
I can go online
and I can find publicly available data about their
their income and their expenses and their profitability
and you can you can research
and you can make a decision based on facts
how do you do that about Milk Coin
or Dogecoin or Shiba Inu or anything like that
that there's nothing behind them
they're just purely a meme
but not all crypto is like that
so within crypto I mean
there's three categories that I sort of classify well
sort of four
uh gas tokens
gas tokens defy tokens
memes and narratives okay
so gas token
every blockchain needs its native token to exist okay
so for a blockchain to exist and function
you have to pay for transactions and that
that's called gas in the crypto world
so there has to be a token
that is used to pay for the transaction fees
on a blockchain without that token
the blockchain ceases to exist
so that token has utility
and you can make an assessment of that token
based on the blockchain how big is the blockchain
how busy is the blockchain
how many applications are being built on
the blockchain
how many users have wallets on the blockchain alright
so you can start to make assessments
the second one is defy token
so this is where we go to like some of those platforms
whereas saying you can earn yield
or you can stake your crypto to get rewards etcetera
so you can make an assessment
how much money is locked up in this protocol
how many other people are are doing it
what are the historical yields from this
so again you can make assessments okay
then you've got the other two which are um
narratives and mean
so narratives is more what's going on at the moment
so right now it's AI right
everyone raving about AI coins and the art cycle
it was the defy coins right
so just talking about defy
but that was the thing in the last cycle
the one before that it was alt coins
so it was Ethereum and like coin
all that stuff coming on the market
so for this Bull Run the narrative is AI
so AI gaming um
distributed infrastructure
you know things like that
so those don't have on chain revenues
so they don't have when I say on chain
I mean on the blockchain
so like the Defi or the gas tokens
you can't make an assessment based on
on chain revenues and things like that
but you can look at the news around the projects
and what they're doing okay
so you can start to go okay
well here's all these AI projects
this one actually launching real world stuff
it's got actual users
the market cap of the coin might be
you know $5 million
and you go well
that could go to $100 million
there's a 20 x return you know
so you can make those assessments
and then the fourth category is meme coins
and that's your cat coin your dog coin
your frog coin which has no utility
it's just it's praying and hope you understand
but yeah but getting people
so when they come they join us
they come through modules
they're learning all of these things
they're learning how to do yield
they're learning um
how to understand the charts
they're learning about these categories of coins
so they can start making assessments for themselves
because it's one of the things that I do is
is I don't tell you what to buy
I don't say right
these are the coins you should have in your portfolio
yes I'll talk about specific coins
and things I'm looking at but I want to make you
independent I want to give you skills and tools
so that you can do this for yourself
you can make these assessments for yourself
so I'm building
a tribe of people who are able to think for themselves
make assessments for themselves
be financially responsible
uh and build wealth over time
and then we support we have calls every week and just
you know got a great community
just love getting on and chatting about crypto
and what's going on in the world
that's awesome I
my I love it there is so many ha ha ha
there's so many rabbit holes to go down
and even in terms of like elections going on
governments going on and all those things
the the interest in how they
impact the market in that way is just
it's amazing
and it like having your community just having so it's
it's like you you've got multiple research assistance
cause everybody's got a bit of a finger on the pulse
makes sense that's yeah
that's phenomenal
is there anything that we haven't spoken about today
that you would really love to share with the listeners
I guess
I mean I did touch on this before
but you know having made a lot of financial mistakes
you know
straight out of the gate straight out of high school
as I said I got that job at the bank of New Zealand
I've been there six months
I said oh you're you're doing good
you're a good employee
here's a credit card with a 3,000 dollar limit on it
uh I bought a car stereo
I think I bought a new television
some new skis
and ranked it up to maxed it out in about 6 weeks
and then it took me like 2 years to repay it
you know so right from the beginning bad behaviours
um I used to own uh
a few properties around Wellington
and because I was doing alright and property
I had good access to funds from the bank
but when it all dried up and went away
the realisation was I never actually had any money
I was just living on credit the whole time
you know I was
borrowing against the future value of those properties
so
some basic financial habits of understanding that
the value of investing
and the importance of investing for your future
and I know when you're a young guy and you
like you said you're 39
I'm 52 I remember being 18
giving someone grief cause they were turning 20
like the year an old man
like it's hard to comprehend being 40 or being 50 or
or 60 but seriously
your future self will thank you
if you do the dumb and boring actions
you know start investing property
we thought briefly about
the difficulty of getting into property
not
owning a house does not define your financial future
at all we've come through this generation
where people have been accidental millionaires
as you said that the value of properties gone up
all of their wealth is in property
but if you look at a country like Switzerland
and I can't think of the exact numbers in this
but Switzerland versus the United States
they have a higher per capita number of millionaires
but their property ownership rate is about half
and the reason being
is that they get financially educated
so they get financially educated at school
so less than half as many of them own a house
but more of them are millionaires
because they learn
that they need to invest in themselves
they need to take a little bit of their income
every week every month
whatever you get paid you take 10% off the top
invest it invest it
invest it and allow that to compound overtime
and if you think I can't afford to take 10% off the top
change that and think how can I get 10% more
you know how can I increase my earning capacity
what golf clubs are sitting in my garage
that I haven't touched for five years
that I could put on
trade me or Gumtree for a hundred bucks and invest
and yeah it's not exciting
it's not sexy but that slow and boring
kind of thing will make the difference
and if you're interested in crypto
you can do it quicker
but be smart about it don't just go and buy mean coins
please and
and have some way
of knowing when the market is topping out
because what we're about to see with this Bull Run
I've now seen twice before
is people's emotions just get out of control
there's a great diagram that talks about the uh
the psychology of a market cycle um
and the at the very top just before the peak
it says euphoria
I'm a genius
this is going to this is going to go forever
I and seriously that's what people think
and that's why that story that I told about people
mortgaging the house and putting money in the market um
a quick story of a client who is funny
I spoke to him
he only joined me about two or three months ago
but I spoke to him about a year ago
and I couldn't remember who had spoken to
and who told me the story
but he told me he put 250 grand into the market
right at the peak of the 2021 bull market
and he watched it go down and down and down
and he got paralysed and didn't know when to sell
cause he he hit that euphoria moment
he's like this is great I'm gonna be a billionaire
and then it goes down and the first stage
I can't remember the name of it
but the first stage is oh
it's alright uh
it's just a little relief
we'll keep going up
but then it goes down and down and down
and he just got paralyzed and didn't know when to sell
and his 250 grand went all the way down to $20,000
and now four years later
he's still sitting on it waiting
and yes the market has run up this year
so he's recovered some value
but he's not back to where he started four years later
and he's like ah
you know I didn't lose cause I haven't sold
I said well yeah
but that's not true
because you don't have $250,000 that you did have yeah
so yeah be smart about it and crypto especially
learn to understand the cycles
so you can know when it's time to get out
and so how do people get in contact with you
how do people find out more about your course
what you share and how to get educated
um yeah great
so I'm on all the socials
um Paul F
Holland is is how I come up on Facebook and Instagram
etcetera uh
or people can go to wealth farm dot co
um and there's a
there's actually just a video on that page
that talks about the program
talks about crypto education
uh all my personal websites meet Paul dot co
so people go there read some blog articles
etcetera reach out
I'll put it all in the description as well
so people can just click on the likes and it's perfect
oh thank you
oh thank you so much for your time
and this is this actually started with Roscoe
this is the first time I asked the question to him
I figured I'd just throw it in the in the podcast now
what are you
wow
it's interesting because your brain goes straight to
who am I right yeah
yeah yeah
what what am
I father
husband
friend
investor educator
adventurer
lover of life and adventurer
I like that I like that Paul
thank you so much for your time mate
I really really appreciate it
and I I hope it lands well on the listeners ears
and just gives them I mean
you've gone through it I've gone through it
I just it's tough to see
it's tough to experience
and I hope people can find a way to connect with you
and understand the easy ways to run
get to where they wanna go
and not be the rocket ship that are hoping them
in coin could deliver them
but hopefully it's something that really helps
so thank you so much for your time mate
no worries thanks for having me on man cheers